Find every subscription.
Win your money back.
Connect your bank and Skycopia reads every charge, lines up the ones that look off — price creep, duplicates, forgotten trials — and walks you through cancel-or-keep in minutes. Then it stands guard so cancelled things stay cancelled.
☁️Hi, I'm Sky. I read the fine print so you don't have to.
Free audit · Takes about a minute · Read-only bank access via Plaid · No credit card
Real numbers from one user's own account, July 2026 — yours will vary.
- CookUnity↑ 62%☁️ They raised the price and hoped you wouldn't notice.$449/moCancel
- Pacific Gas & Electric↑ 181%☁️ Nearly tripled. Worth a plan review.$330/moReview
- Ritual✨ new☁️ Love it or lose it before it becomes furniture.$268/moCancel
Here's what the audit finds
A sample household's audit — demo data, not a real account. It flagged $2,159/yr in likely waste across unused apps, price hikes, and overlapping services:
- Peloton Appunused 4 mo$528/yr
- LinkedIn Premiumunused 5 mo$480/yr
- Planet Fitnessunused 3 mo$300/yr
- Audibleunused$179/yr
- Netflix Premiumprice ↑ 15%$276/yr
- The New York Timesprice ↑ 21%$204/yr
- HBO Maxoverlaps Disney+$192/yr
That's just 7 example line items — a full audit covers everything: one user's own real audit flagged $19,207/yr across 62 recurring charges, July 2026. Yours will vary; that's the point.
Skip the extra step — sign up right here
No separate signup page — create your account below and go straight to your audit.
Free audit · No credit card
One sample audit flagged $2,159/yr — see yours in about a minute.
Connect your bank read-only and Skycopia starts your audit — no credit card needed.
Already have an account? Sign in
🔒 Read-only via Plaid · Your data never trains AI
By continuing, you agree to our Terms and Privacy Policy
Free audit · Takes about a minute · No credit card
Run your free auditBuilt to kill subscriptions
Detect, decide, cancel, and stay protected — with a cheerful cloud doing the tedious parts.
The Audit Deck
One questionable charge at a time, with the receipts: lifetime paid, price history, what it overlaps with. Cancel, review, or monitor — a few minutes rules on all of them.
Protection
Cancelled means cancelled. If a dead subscription ever charges you again, Skycopia catches the zombie within a day — and flags price hikes on the ones you kept.
Built for two
One shared household view. Every decision is attributed — who cancelled what, when — and you can tag your partner on any charge: “@jessica is this yours?”
Income watch
Money in gets audited too. Skycopia knows your typical paycheck and flags a deposit that comes in short — plus refunds and one-offs, all in one place.
Sky AI
Ask anything: 'Am I still paying for Paramount+?' Sky searches your real transactions, answers with numbers, and hands you one-click actions.
Trainable Detection
Confirm a few detections and Skycopia learns exactly what counts as a subscription for you — utilities, insurance, the weird annual ones. All of it.
Stop paying for things you forgot about.
Skycopia scans your history, finds every recurring charge, and ranks the ones most worth cutting. One click marks it for cancellation, a playbook walks you through it, and the recovered money goes on your scoreboard.
☁️Price creep is my favorite thing to catch. Merchants hate me.
- ✓Detects subscriptions from raw transaction data
- ✓Flags price creep, duplicates, and forgotten trials
- ✓Cancel playbooks for hundreds of merchants
- ✓A won-back counter that only goes up
Cancelled means cancelled. Sky makes sure.
Every cancelled subscription becomes a tombstone Sky guards forever. If a merchant ever charges you again, you'll know within a day — with the exact dollars that leaked. And when you wonder "wait, am I still paying for that?", just ask.
- ✓Re-charge detection on every cancelled subscription
- ✓Price-change alerts on the ones you keep
- ✓Ask Sky anything about your money — it reads real transactions
- ✓One-click actions straight from the chat
Up and running in minutes
No accountant required.
Connect your bank
Read-only via Plaid, two minutes — Skycopia pulls up to 24 months of history. Or start with a CSV upload, free.
Rule on your audit deck
Sky lines up every charge that looks off, one at a time, receipts included. Cancel, review, or monitor — the whole deck takes minutes.
Sky stands guard
Follow the cancel playbook, then Protection watches forever — zombie rebills, price hikes, and re-charges get flagged within a day.
That's the whole process — ready to see your own audit?
Run your free auditSimple, honest pricing
Start free. Upgrade when the counter starts climbing.
See full feature comparisonFair questions
How does Skycopia find my subscriptions?
It reads your real transaction history and detects recurring charges by cadence and amount — not just a list of known brand names. That's how it catches the weird annual ones, the utilities, and the price creep a keyword list would miss. You can train the detector on your own patterns, too.
Does Skycopia cancel subscriptions for me?
It gets you 95% of the way: every flagged subscription comes with a cancel playbook — the exact steps, the direct cancellation link or phone number, and difficulty rating. You make the final click, so nothing is ever cancelled without you.
What happens if a cancelled subscription charges me again?
That's Protection: every cancelled subscription is guarded. If a merchant charges you again — even months later — Skycopia flags it within a day and shows exactly how much leaked.
Can my partner use it with me?
Yes, on the Pro plan — Skycopia is built for households. Both of you see the same shared picture, every decision is attributed (who cancelled what), and you can tag each other on specific charges ("@jessica is this yours?").
How much does it cost?
The audit is free — connect your bank and see everything Skycopia finds, no credit card. Pro ($15/month) adds Protection guarding, refund tracking, and the shared household. Insider ($25/month) unlocks everything in beta, including Sky AI chat. See the full plan comparison for what's included at each tier.
Is Skycopia's bank access read-only?
Yes. Bank access is read-only through Plaid — the same connection used by apps like Venmo and Robinhood. Skycopia can see transactions to analyze them, but it can never move money, make charges, or change anything at your bank. Your transactions are never used to train AI, and there are no advertising or credit-offer partners looking at your data.
Questions answered? Try it free.
Connect your bank, read-only, and see everything Skycopia finds — no card, no commitment.
Run your free auditAlready know what to cut? Here's exactly how.
Real steps for 566+ subscriptions — direct links, phone numbers, and a heads-up about the retention pitch you're about to hit.
Browse by category
Not ready to sign up? Start here.
No account needed — six free tools to see where your money's going before you connect anything.
Cost calculator
Add up what your whole subscription stack really costs.
👯Duplicate checker
Find out if you're paying twice for the same thing.
⏰Free-trial reminder
Know the exact day a trial turns into a charge.
📈Price-hike tracker
See which subscriptions quietly raised their prices.
🔍Find subscriptions
Spot every recurring charge hiding in your statements.
📺Streaming cost calculator
Total every streaming service you pay for.
Built after Intuit shut down Mint and nothing else came close. Read our story
Weighing Rocket Money instead? Run a free audit first
Your money is hiding.
Sky knows where.
One user's own audit flagged $19,207/yr — real numbers, July 2026. Yours will vary; that's the point. Run yours — it's free, and it takes minutes.
Run your free auditRead-only bank access · No credit card required