How much are you really spending on subscriptions?
Add up your stack below and watch the yearly number. Most people guess low by two to three times — the small recurring charges never register until you total them.
Your subscriptions
Edit a price or remove anything that isn't yours. Prices are typical rates — yours may differ.
Quick add
You're spending
$45.46
per month
That's $228/mo below the $273 the average U.S. adult spends — but most people underestimate by 2–3×.
This is only what you remembered.
The charges that quietly drain accounts are the ones you forgot you had. Skycopia reads your bank data and finds every recurring charge — free, no card.
Find my real totalThe number above is the one you can remember.
The expensive subscriptions are the forgotten ones — the trial that converted, the annual plan that renewed, the app you used twice. Skycopia reads your bank history and surfaces every recurring charge, so the total you see is the real one.
The founder's own audit flagged $19,207/yr across 62 recurring charges — real numbers, July 2026.
Run your free auditFAQ
How much does the average person spend on subscriptions?
Recent U.S. consumer surveys put the average adult around $273 a month across streaming, music, apps, memberships, and more — and people routinely underestimate their own total by two to three times, because the small recurring charges don't register.
Why is my real total probably higher than this calculator shows?
This calculator only counts the subscriptions you remember to type in. The charges that actually drain accounts are the free trials that converted, the annual renewals you forgot, and the price hikes you never noticed. Connecting your bank is the only way to see those.
Is the calculator free? Do I need an account?
The calculator is completely free and runs entirely in your browser — nothing you type is sent anywhere or saved. You only create a free Skycopia account if you want it to find your real subscriptions from your bank data automatically.
How do I actually lower my subscription spending?
Cancel what you don't use, drop duplicates (two music apps, two streaming bundles), and catch price hikes when they land instead of months later. Skycopia flags all three automatically, and each cancellation guide walks you through the exit step by step.