How to find every subscription you're paying for
Your phone shows a fraction of them. Here's how to find all your subscriptions — including the ones billed straight to your card that Settings will never show you.
Find mine automatically- 1
On iPhone: Settings → your name → Subscriptions
Open Settings, tap your name at the top, then Subscriptions. You'll see active and expired App Store subscriptions. This only covers things billed through Apple — not most of what you pay for.
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On Android: Play Store → Payments & subscriptions
Open the Google Play Store, tap your profile icon, then Payments & subscriptions → Subscriptions. Same limitation: it shows only subscriptions billed through Google Play.
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The ones Settings can't show you: check your bank & card
The subscriptions that actually drain accounts are billed straight to your debit or credit card — gym, insurance, meal kits, SaaS trials that converted, that streaming add-on. Those never appear in iPhone or Android Settings. The only way to catch them is to scan your bank and card statements for recurring charges.
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See them all in one place, automatically
Reading months of statements by hand is where everyone gives up. Skycopia connects to your bank read-only, finds every recurring charge across every card, flags forgotten trials, duplicates, and price hikes, and gives you the cancel steps for each — a free audit, no card required.
Settings shows the ones you remember. Your bank shows the rest.
Skycopia reads your bank history read-only, surfaces every recurring charge across all your cards, and hands you a difficulty-rated cancel playbook for each one — free, no card. It's the complete list your phone can't give you.
The founder's own audit flagged $19,207/yr across 62 recurring charges — real numbers, July 2026.
Run your free auditFAQ
How do I see all my subscriptions in one place?
Phone Settings only show subscriptions billed through the App Store or Google Play — a fraction of what most people pay for. To see everything in one place, including the ones billed directly to your card, you need to scan your bank and card transactions for recurring charges. Skycopia does this automatically once you connect your bank read-only.
How do I find subscriptions I forgot about?
Forgotten subscriptions are almost always the ones billed to your card, not your app store — a free trial that converted months ago, an annual renewal, an add-on you never use. They only surface when something scans your actual transaction history for recurring patterns, which is exactly what Skycopia's audit does.
Is there an app that finds all my subscriptions?
Yes — Skycopia connects to your bank through Plaid (read-only; it can never move money) and surfaces every recurring charge it finds, with a difficulty-rated cancel playbook for each. The audit is free and needs no card.
Why can't I just check my phone's settings?
Because most subscriptions aren't billed through your phone. Apple and Google only show what runs through their own stores. Netflix billed directly, your gym, insurance, a newsletter, a SaaS tool — none of those show up there. Your bank statement is the only complete record.