Free tool · nothing saved

Are you paying twice for the same thing?

Two music apps, two streaming bundles, two cloud drives — overlap is the quietest kind of waste, because each charge looks fine on its own. Tick what you pay for and find yours.

🔍 $19,207/yr flagged in a real audit (July 2026) — free, no card needed.

Tick everything you pay for

Two in the same row usually means you're paying twice for the same thing.

Streaming video

Music

Cloud storage

News

Fitness

Meal kit

AI tools

Gaming

Meditation

VPN

👀

No overlaps yet

Tick the services you actually pay for. If two land in the same category, they show up here as duplicate spend.

Catch the ones you can't see

This checks the big names. Skycopia spots overlap across your actual charges — including the niche apps and the ones a partner signed up for.

Find my duplicates

This checker only knows the apps you ticked.

The real overlaps hide in what you forgot to list — a partner's card, a bundle that quietly includes something you also pay for on its own, a niche tool this list doesn't cover. Skycopia reads your actual bank history and finds every duplicate, not just the popular ones.

One user's own audit flagged $19,207/yr across 62 recurring charges — real numbers, July 2026.

Run your free audit

Find every overlap, automatically.

No separate signup page — create your account below and see every duplicate charge your bank actually shows.

Free account

See every overlap in about a minute.

Connect your bank read-only and get your full duplicate list — no credit card needed.

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FAQ

What counts as a duplicate subscription?

Two subscriptions that do the same job — two music streamers, two video bundles with overlapping catalogs, two cloud-storage plans, two AI assistants. You rarely use both, so one is pure waste every month.

Why do people end up paying for duplicates?

A free trial converts while an old plan is still active, a partner signs up for a service you already have, or a bundle quietly includes something you also pay for on its own. Nobody sets out to pay twice — it accumulates in the background.

How do I stop paying for duplicates automatically?

Skycopia reads your bank data, groups your recurring charges by what they actually do, and flags overlaps — including the niche services this checker doesn't list and the ones on a partner's card. Then each cancellation guide walks you through dropping the extra.

Spotting duplicates by eye only gets you so far.

Skycopia reads your real bank history and catches every overlapping subscription automatically — not just the ones you remember to check.

Run your free audit
See a sample audit first