The audit is free.
The bodyguard is $15.

Find every subscription for nothing. Pay only when you want Sky watching your money while you live your life.

See a sample audit first
$19,207/yrflagged to cut
62recurring charges
6,027transactions read

Real numbers from the founder's own account, July 2026 — yours will vary.

2 months free
🌱
Basic
See everything you're paying for
Freeforever

 

The full subscription audit: connect your banks, let Sky find every recurring charge, and decide what lives. Free forever — finding your own money shouldn't cost money.

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Most popular
🛡️
Pro
Sky watches, protects, and reminds
$15per month

 

Everything in Basic, plus the part you can't do yourself: guarding cancelled subscriptions against re-charges, renewal reminders, price-creep alerts, and a shared household that decides together.

Get started free
🚀
Insider
Beta features, fresh off the workbench
$25per month

 

Everything in Pro, plus early access to what we're building next — Sky AI chat, income watch, cash-flow reporting, budgets, and monthly smart reports — while it's still in beta, with a direct line to us.

Get started free
6,027
transactions read
62
recurring charges found
$19,207/yr
flagged to cut

Real numbers from the founder's own account, July 2026. Your waste will vary — that's the point of the audit.

Full feature comparison

The audit
Bank & card sync (Plaid)
Basic
Pro
Insider
CSV import from any bank
Basic
Pro
Insider
Basic
Pro
Insider
Merchant merge, rename & categories
Basic
Pro
Insider
Basic
Pro
Insider
Basic
Pro
Insider
Sky watches & protects
Basic
Pro
Insider
Basic
Pro
Insider
Basic
Pro
Insider
Basic
Pro
Insider
Household
Basic
Pro
Insider
Basic
Pro
Insider
Basic
Pro
Insider
Insider beta
Basic
Pro
Insider
Basic
Pro
Insider
Basic
Pro
Insider
Basic
Pro
Insider
Basic
Pro
Insider
Basic
Pro
Insider
Support
Community support
Basic
Pro
Insider
Email support
Basic
Pro
Insider
Priority support & a direct line to the builders
Basic
Pro
Insider

Annual billing is ten months for the price of twelve — two months free on Pro ($150/yr) and Insider ($250/yr). Basic is free forever; paid plans bill up front and you can cancel anytime.

Free forever, no card required. See exactly what Sky finds in your own accounts before you decide on a plan.

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Skip the extra step — sign up right here

No separate signup page — create your account below and go straight to your audit.

Free account

Start with the free audit.

Connect your bank read-only — no credit card, no trial clock. — no credit card needed.

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🔒 Read-only via Plaid · Your data never trains AI

Frequently asked questions

What's actually free in Basic?
The whole audit, forever: connect your banks and cards via Plaid (or upload CSVs), automatic subscription detection with cadence and price-creep signals, the audit deck with one-tap cancel/review/monitor decisions, and every cancellation guide. Basic is not a trial — it's the product's core, free.
What does Pro add?
Pro is Sky working for you after the audit: cancelled subscriptions are guarded against sneaky re-charges, refunds you're owed are tracked, annual renewals trigger reminders before they fire, and price creep raises an alert instead of waiting for you to notice. Pro also unlocks the household — invite your partner, see whose card each charge is on, and @mention each other on any merchant.
What's Insider?
Insider is for people who want the whole cockpit early. Every feature we ship starts in beta behind Insider — right now that's Sky AI chat, income watch, cash-flow reporting, budget & expenses, monthly smart reports, and the reimbursement tracker. Insiders get them first and shape them with feedback; polished features graduate down to Pro over time.
How does Skycopia get my transactions?
All plans — including free — connect directly to your banks and credit cards via Plaid, the same secure connection used by Venmo and Robinhood. Prefer not to link? Upload CSV exports from any bank instead.
Is my financial data secure?
Skycopia never sees or stores your bank credentials — bank connections go through Plaid's OAuth flow. All data is encrypted in transit and at rest, with row-level security so only your household can access your records.
Can I cancel anytime?
Yes — from account settings, in two clicks, exactly the way we wish every subscription worked. You keep access until the end of your billing period. We're the subscription killer; being hard to cancel would be a firing offense.
How does Skycopia compare to Rocket Money?
Rocket Money's free tier shows your subscriptions, but bill negotiation and its cancel concierge are paid extras that take 35–60% of your first-year savings. Skycopia's full audit — detection, cancel playbooks, and re-charge protection — is free forever, and it never takes a cut of what you save. See the full Rocket Money comparison for a feature-by-feature breakdown.

Start with the free audit.

No credit card. No trial clock. Just your subscriptions, found.

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