On the free Essentials plan, you upload CSVs exported from any bank. Personal and Household connect directly to your banks and credit cards via Plaid — the same secure connection used by Venmo and Robinhood — and pull up to 24 months of history automatically.
Can I cancel anytime?
Yes, absolutely. Cancel from your account settings at any time. You'll keep access until the end of your billing period. No cancellation fees, no hoops to jump through.
Is my financial data secure?
SkyLight never sees or stores your bank credentials — bank connections go through Plaid's OAuth flow. All data is encrypted in transit and at rest, stored on Supabase (built on AWS) with row-level security so only you can access your records.
What's the difference between the plans?
Essentials finds your subscriptions from uploaded CSVs — free forever. Personal ($10/mo) adds automatic bank sync, kill signals like price creep and duplicate services, step-by-step cancel playbooks, recovered-savings tracking, anomaly alerts, and monthly reports. Household adds shared access for up to 5 people.
Is there a free trial for paid plans?
Yes — Personal and Household both come with a 14-day free trial. No credit card required to start.