How to Cancel Betterment Premium
Skycopia rates Betterment Premium as medium to cancel, and it has to be done in writing. Expect some friction and probably an offer to stay, not a one-click exit.
Cancellation line: (718) 400-6898
Cancelling is the easy part — making it stick is the hard part. Skycopia watches the charge from both sides: a nudge before the renewal date so you don't miss your window, and an alert if Betterment Premium bills you again after you've cancelled. It reads your bank data and keeps you on top of your cancellations and subscriptions.
Set up cancellation alertFree to set up — no card needed. Or run your free audit instead.
Ready to cancel it yourself? Sky can walk you through it one step at a time — or just read the steps below.
Cancellation steps
- 1
There's no in-app or website toggle for this — email advisors@betterment.com and ask to downgrade out of Premium. Betterment says there's no restriction on timing and processes the request promptly.
- 2
You keep your investment account and holdings; only the Premium-tier advisor access and its higher fee go away once the downgrade is processed.
Or have Sky walk you through it one step at a time, with the right page open beside this one — then watch your bank data to confirm the charge actually stopped.
Charged again after cancelling? Dispute it with your card issuer — the steps above are your proof you cancelled, and the date you did it. Skycopia flags a zombie rebill the moment it lands, so you catch it inside the dispute window instead of six months later.
Set up ProtectionFAQ
How do I cancel Betterment Premium?
Cancel Betterment Premium by phone at (718) 400-6898.
How hard is it to cancel Betterment Premium?
Skycopia rates cancelling Betterment Premium as medium — it takes 2 steps.
What should I watch out for when cancelling Betterment Premium?
Downgrading Premium isn't the same as closing your Betterment account — if that's the goal instead, it's a separate step (Settings → Accounts → Close account after withdrawing funds, no closing fee). One thing a Premium downgrade doesn't dodge: if your balance is under $20k and you don't have a recurring $250+ deposit, Betterment's flat $4/mo fee still applies on the plan you land on. Support: (718) 400-6898, Mon-Fri 9am-8pm ET.
Skip the manual work next time.
Skycopia finds every recurring charge in your bank history — including the ones you forgot about — and hands you a playbook like this one for each. Free audit, no credit card.
The founder's own audit flagged $19,207/yr — real numbers, July 2026. Yours will vary; that's the point.
Run your free audit→