How to Cancel SmartCredit
Skycopia rates SmartCredit as medium to cancel, though you can do it yourself online. Expect some friction and probably an offer to stay, not a one-click exit.
Cancellation line: 877-372-3895
Cancelling is the easy part — making it stick is the hard part. Skycopia watches the charge from both sides: a nudge before the renewal date so you don't miss your window, and an alert if SmartCredit bills you again after you've cancelled. It reads your bank data and keeps you on top of your cancellations and subscriptions.
Set up cancellation alertFree to set up — no card needed. Or run your free audit instead.
Ready to cancel it yourself? Sky can walk you through it one step at a time — or just read the steps below.
Cancellation steps
- 1
Log in at smartcredit.com → Account → cancel/close your membership
- 2
Or call (877) 372-3895 and ask a rep to cancel — no online account needed
- 3
Cancel before your next renewal date; the change takes effect at the end of the current paid term
Or have Sky walk you through it one step at a time, with the right page open beside this one — then watch your bank data to confirm the charge actually stopped.
Charged again after cancelling? Dispute it with your card issuer — the steps above are your proof you cancelled, and the date you did it. Skycopia flags a zombie rebill the moment it lands, so you catch it inside the dispute window instead of six months later.
Set up ProtectionFAQ
How do I cancel SmartCredit?
Cancel SmartCredit online at https://www.smartcredit.com/member/account/close/ or by phone at 877-372-3895.
How hard is it to cancel SmartCredit?
Skycopia rates cancelling SmartCredit as medium — it takes 3 steps.
What should I watch out for when cancelling SmartCredit?
SmartCredit's own service agreement is explicit: "ALL PAYMENTS FOR SUBSCRIPTIONS AND OTHER FEATURES ARE NON-REFUNDABLE" — no partial refund for time left on a billing period, so cancelling mid-cycle just stops the NEXT charge, it won't get you money back for the current one. Still in the free trial? Cancelling there is genuinely free, no obligation, no charge at all.
Skip the manual work next time.
Skycopia finds every recurring charge in your bank history — including the ones you forgot about — and hands you a playbook like this one for each. Free audit, no credit card.
The founder's own audit flagged $19,207/yr — real numbers, July 2026. Yours will vary; that's the point.
Run your free audit→