What is the Optimum charge on your bank statement?
That line item is Optimum — a home security & telecom service billed as a recurring charge. If you (or someone who shares your account) signed up at some point, it's most likely legitimate. Below: how to recognize it, and what to do if you want it gone.
Usually appears on statements as
OPTIMUMALTICE USAALTICE🔍 Skycopia uses these same payee patterns to spot Optimum in real bank data — the founder's own audit flagged $19,207/yr across 62 recurring charges.
Don't recognize it? Check these first
- Someone else in the household. A partner or family member on a shared card is the most common explanation for a "mystery" recurring charge.
- A free trial that converted. If you tried the service once, the first charge is often the trial quietly ending. Set a trial reminder next time.
- A price you don't remember agreeing to. Subscriptions creep upward quietly. If the amount looks bigger than you remember, it probably is — see which services raised prices.
- Charged twice, or charged after you cancelled. Both are disputable. Contact Optimum first if you have an account; otherwise go straight to your bank — here's exactly how to dispute a charge.
Want the charge gone?
Cancelling Optimum is rated hard — cancelling means calling them (cancellation line: 1-877-694-9474). The full walkthrough covers all 3 steps, including what they'll offer you to stay.
FAQ
What is the Optimum charge on my bank statement?
Optimum is a home security & telecom service. Its charges usually appear on statements containing "OPTIMUM", "ALTICE USA", "ALTICE". If you or someone in your household has a Optimum account, this is most likely a legitimate recurring charge.
How do I stop Optimum from charging me?
Cancel the subscription — cancelling means calling them (by phone at 1-877-694-9474). Skycopia rates it hard to cancel and has a step-by-step guide with the exact 3-step walkthrough.
Can I dispute a Optimum charge?
Yes — if the charge landed after you cancelled, or you never signed up at all, dispute it with your bank or card issuer. If you do have an account, contact Optimum first: a duplicate or post-cancellation charge is usually refunded faster by the merchant than through a formal dispute.
Never google a mystery charge again.
Skycopia reads your bank history and names every recurring charge — including the ones hiding behind cryptic statement codes — then flags the duplicates, price hikes, and zombie rebills for you. Free audit, no credit card.
The founder's own audit flagged $19,207/yr — real numbers, July 2026. Yours will vary; that's the point.
Run your free audit→