What is the Target Circle 360 charge on your bank statement?
That line item is Target Circle 360 — a retail & delivery service billed as a recurring charge. If you (or someone who shares your account) signed up at some point, it's most likely legitimate. Below: how to recognize it, and what to do if you want it gone.
Usually appears on statements as
TARGET CIRCLE 360TARGET CIRCLE🔍 Skycopia uses these same payee patterns to spot Target Circle 360 in real bank data — the founder's own audit flagged $19,207/yr across 62 recurring charges.
Don't recognize it? Check these first
- Someone else in the household. A partner or family member on a shared card is the most common explanation for a "mystery" recurring charge.
- A free trial that converted. Target Circle 360's own sign-up flow involves a trial — the first charge is often the trial quietly ending. Set a trial reminder next time.
- A price you don't remember agreeing to. Subscriptions creep upward quietly. If the amount looks bigger than you remember, it probably is — see which services raised prices.
- Charged twice, or charged after you cancelled. Both are disputable. Contact Target Circle 360 first if you have an account; otherwise go straight to your bank — here's exactly how to dispute a charge.
Want the charge gone?
Cancelling Target Circle 360 is rated easy — you can cancel it yourself online. The full walkthrough covers all 2 steps, including what they'll offer you to stay.
FAQ
What is the Target Circle 360 charge on my bank statement?
Target Circle 360 is a retail & delivery service. Its charges usually appear on statements containing "TARGET CIRCLE 360", "TARGET CIRCLE". If you or someone in your household has a Target Circle 360 account, this is most likely a legitimate recurring charge.
How do I stop Target Circle 360 from charging me?
Cancel the subscription — you can cancel it yourself online. Skycopia rates it easy to cancel and has a step-by-step guide with the exact 2-step walkthrough.
Can I dispute a Target Circle 360 charge?
Yes — if the charge landed after you cancelled, or you never signed up at all, dispute it with your bank or card issuer. If you do have an account, contact Target Circle 360 first: a duplicate or post-cancellation charge is usually refunded faster by the merchant than through a formal dispute.
Why did Target Circle 360 charge me after a free trial?
Free trials convert to a paid subscription automatically unless cancelled before the trial ends — the first charge is the trial ending, not an error. On a free trial, cancel before it ends or you'll be charged the full membership fee — it's non-refundable either way. Prefer phone or in person? Call Guest Services at 1-800-591-3869, or cancel at any Target store's Guest Services desk. This only cancels Circle 360 — your regular (free) Target Circle membership and any Target Circle Card need separate cancellation.
Never google a mystery charge again.
Skycopia reads your bank history and names every recurring charge — including the ones hiding behind cryptic statement codes — then flags the duplicates, price hikes, and zombie rebills for you. Free audit, no credit card.
The founder's own audit flagged $19,207/yr — real numbers, July 2026. Yours will vary; that's the point.
Run your free audit→