Find the work purchases you forgot to expense
The airport Uber. The client lunch you covered. The software on your personal card. You meant to submit them — then the receipt vanished and so did the memory. Your bank history still has all of it. Scan it, mark what was for work, and get the list you owe yourself.
Real numbers from the founder's own account, July 2026. Your waste will vary — that's the point of the audit.
Unclaimed expenses are a quiet pay cut
When you buy something for work with your own money and never claim it back, you didn't save your employer money — you took a small pay cut and forgot about it. It happens constantly: in one survey of 1,000 UK workers, nearly four in ten hadn't claimed a work purchase made with their own money in the past year, and the single most common reason for not claiming — cited by 28% — was forgetting to keep receipts.
The mechanics are always the same: the purchase takes ten seconds, the claim takes a form, and the gap between them eats the receipt. Where the forgotten ones tend to hide:
Rideshares & parking
The airport Uber for a work trip, client-visit parking, the train ticket you bought on your phone.
Client meals & coffees
You grabbed the check at a work lunch and meant to submit it. That was four months ago.
Software & subscriptions
The tool you personally pay for but only use for work — often renewing monthly, unclaimed every month.
Equipment & supplies
The webcam, the adapter, the notebook run before an offsite — small charges that never felt worth the form.
Travel odds and ends
Hotel wifi, checked bags, the conference-week dinner that went on the wrong card.
Phone & connectivity
If your employer reimburses part of your phone or home internet, months of it may be sitting unclaimed.
Your card remembers what you don't
You don't need to remember anything — every one of those purchases is a line in your transaction history. The problem is that it's buried in twelve months of groceries and gas. Skycopia does the digging:
- 1
Connect your bank, read-only
Skycopia links your accounts through Plaid — it can see transactions but can never move money. Free, no card required.
- 2
Scan your history
Go back through the months you never got around to expensing. Rideshares, travel, meals, software, supplies — the scan surfaces the charges worth a second look, with merchant, date, and amount.
- 3
Build your list and submit it
Mark what was genuinely for work, and you've got a simple dated list to take to your manager or drop into whatever process your employer uses. Check your company's submission deadline — many have one — and attach receipts where you have them.
To be clear about scope: this is your side of the ledger, not your company's. Skycopia doesn't connect to corporate expense systems or file anything for you — it reads your personal accounts and gives you the list. Submitting it is the easy part once the list exists.
FAQ
How common is it to forget work expenses?
Very. In one survey of 1,000 UK workers by spend-management firm Soldo, almost four in ten hadn't claimed reimbursement for a work purchase made with their own money in the past year — and among reasons for not claiming, the most common (28%) was forgetting to keep receipts. The pattern is simple: the purchase happens in the moment, the claim requires paperwork later, and later never comes.
How do I find work expenses I forgot about?
The only complete record of what you spent is your own bank and card history — memory demonstrably isn't. Scan the months since you last submitted expenses and look for rideshares, travel, client meals, software, and supplies. Skycopia automates exactly that: connect your bank read-only and it surfaces the candidate charges so you can mark which were for work.
Can I still claim an expense from months ago?
Often, but it depends on your employer's policy — many companies set a submission window (commonly 30 to 90 days), while others are flexible, especially for a good-faith catch-up. The move is to build the list first, then ask. A dated list of real charges is a much easier conversation than a vague "I think I'm owed some money."
Do I need receipts to get reimbursed?
Usually, at least above some threshold — policies vary. A bank transaction shows the merchant, date, and amount, which is often enough to recover the real receipt: email search for the confirmation, the app's ride or order history, or the merchant's website. The transaction list tells you exactly what to go find.
Is this an expense-management tool for companies?
No — this is for you, the employee. Skycopia scans your personal accounts so you can see what your employer owes you back. It doesn't file claims, talk to your finance team, or plug into corporate expense systems; it hands you the list you've been meaning to make.
More money hiding in your transaction history
Stop paying for your job out of pocket.
Skycopia reads your bank history read-only and surfaces the purchases you meant to expense — so the list finally exists, and you can finally submit it.
The founder's own audit scanned 6,027 transactions — real numbers, July 2026.
Scan your transactions, free →